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Based in Stroudsburg, PA · Serving clients nationwide
Free Tools

Tax calculators

Quick, private estimates using official 2025 and 2026 federal tax parameters. Nothing you enter leaves your browser.

Federal income tax estimator

Wages, business income, interest — before deductions
$
401(k), traditional IRA, HSA contributions
$
Estimated federal tax$0
Taxable income$0
Marginal tax bracket–
Effective tax rate–
Income after federal tax$0
Federal taxTake-home

Estimates use the standard deduction and ordinary tax brackets only — credits, QBI, AMT, and state taxes are not included. For planning purposes only; not tax advice.

Self-employment tax

Business income minus business expenses
$
Wages reduce the Social Security portion cap
$
Estimated SE tax$0
Earnings subject to SE tax (92.35%)$0
Social Security portion (12.4%)$0
Medicare portion (2.9%)$0
Deductible half of SE tax$0

The Social Security portion applies up to the annual wage base ($176,100 in 2025; $184,500 in 2026), reduced by any W-2 wages. The 0.9% Additional Medicare Tax on high earners is not included. Estimates only; not tax advice.

Quarterly estimated payments

$
$
From W-2 paychecks, if any
$
Suggested per quarter$0
Estimated income tax$0
Estimated SE tax$0
Less: withholding$0
Total to pay in estimates$0

A simplified estimate assuming even quarterly income. Safe-harbor rules (paying 100–110% of last year’s tax) may allow lower payments — ask us. Not tax advice.

Paycheck & take-home pay

$
Pennsylvania is a flat 3.07% — enter your state’s rate or 0
Estimated take-home per paycheck$0
Gross per paycheck$0
401(k) contribution$0
Federal income tax$0
Social Security & Medicare$0
State income tax$0
Annual take-home$0
FederalFICAStateTake-home

Assumes the standard deduction, no credits, and no local taxes or benefit deductions. Actual withholding depends on your W-4. Estimates only; not tax advice.

Capital gains tax

Income after deductions, before gains
$
$
$
Estimated tax on gains$0
Long-term gains tax$0
Short-term gains tax (ordinary rates)$0
Net investment income tax (3.8%)$0
Effective rate on gains–

Long-term rates (0%, 15%, 20%) depend on total taxable income. NIIT applies above $200,000 MAGI (single/HoH) or $250,000 (married filing jointly). Estimates only; not tax advice.

Pennsylvania income tax

Wages, business income, and other PA-taxable income
$
Most PA municipalities levy 1–2%. Stroudsburg’s combined resident rate is typically around 1%.
Total PA state & local tax$0
PA state tax (flat 3.07%)$0
Local earned income tax$0
Combined effective rate–

Pennsylvania taxes most compensation at a flat 3.07% with no standard deduction, but some income classes differ and local rates vary by municipality and school district. Estimates only; not tax advice.

Want a real answer instead of an estimate? These tools are great for ballparks — but your actual situation includes credits, deductions, and opportunities no calculator sees. Schedule a free consultation and we’ll run the real numbers.

Numbers looking bigger than you’d like?

Tax planning is how those numbers shrink. Let’s review your situation before the next deadline — not after.

Schedule a Free Consultation Call (570) 420-8656